Policy Services

Together, we can build a policy that best reflects your real-world exposures.

Hospital Professional Liability to Healthcare Facility Medical Professional Liability

Claims-Made Policy Form:

Insureds: Employees, volunteers, directors & officers, committee members, and students
Coverage can be added for contracted allied health professionals, physicians and surgeons, CRNAs, midwives, medical students, dentists, podiatrists and osteopaths
Administrative Capacity: Medical directors
Automatic 90 days for newly acquired or formed entities
Reporting Endorsement can be purchased on an annual basis
Medical staff administrative capacity, peer review and credentialing
Coverage Trigger: Written notice by the insured that a claim has been made or circumstances involving an injury that may lead to healthcare claims
Rating Base: Occupied beds, visits, physicians (FTE’s) by specialty, Per visit ER Provider Rating

Physician & Surgeons Professional Liability to Medical Professional Liability

Coverages Available For:

Additional Offerings:

Part-time coverage available
Extended reporting endorsement available to be purchased on an annual basis
Free extended reporting period for death/disability
Free extended reporting period for retired insureds over 65 years old and following five years as a named insured
Cyber coverage
Deductibles available
Defense costs outside the policy limits
Rating Base: FTEs (full time equivalencies) by specialty, Per visit ER Provider Rating
General Liability
Workers' Compensation
Excess Liability
Deductible & Self Insured Retention available

Meet Our Policy Services Team

Healthcare Providers Insurance Company (HPIC) is dedicated to serving the professional liability insurance needs of healthcare facilities and other healthcare providers.